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Uplifting Quotes For Successful Life And Happiness

Define your version of success
It makes a
big difference
in your life
when you
stay positive.


If you're reading this, you're probably here for one thing: MOTIVATION. The best place to start is with these inspirational quotes.

Even if it can be challenging to understand our goals or the meaning of life, we need the motivation to keep going. 

And what better way to gain knowledge than by reading quotes from those who have lived a successful and happy life? 

Prepare to become highly inspired if you're missing it or just need a little push to get going.



You know that you’ve been struggling to get success, that huge frustration in your life that doesn't seem to get over even after you do all the things possible for you to be successful. But you haven't achieved what you always wished for.

Life is very difficult and we expect many things in our life. We feel miserable when these expectations are not fulfilled. Our strive for success may sometimes make us feel tired and demotivated. But never give up!...

All the successful people we came across have always inspired us with their motivating phrases. Words are powerful. They can encourage us. They can discourage us. They can build us up. They can also make us fall apart. We should be mindful of words. It would not be wrong to say that words influence our thoughts. 

It's all within our thoughts. When we change our thoughts, We begin to bring a lot of positivity into our life. We should always think about being successful and remember that challenges are temporary and unavoidable. 

At every stage of life, we face problems and then take up the challenge to face them. Remember, what you choose decides the faith - Chose to face them and fight against them or instead of just giving up without trying.

The Law of Attraction is definitely something you've heard of.  It basically states that "You can experience anything in your reality if you conceive it in your mind".

Here are some of the most memorable best quotes to inspire you to be successful. These quotes will surely help you become more resilient, and stronger and push you to face your challenges without the fear of losing. You will surely love reading them.

1. To get the confidence to face the challenges that life throws, we must make up our minds to face the fear without any second thought. It is through such a process we gain confidence, courage, and strength.

Positive Quotes


2.  Our life always leads us on the path that we choose. Sometimes we choose the wrong path unknowingly. And when we realize it, we keep regretting our decisions. But as said in the below quote, there's always a chance for us to turn back and adopt the right path.

Inspirational quotes

3. Life shows different situations to each and every one of us. Some get out of it whereas some don't. But, many learn a lot from those difficulties and one of the things that we learn is, that we can't expect others to help us or people to support us in our problems. It is these problems that make one stronger, independent, courageous and strong.

Motivational quotes for women

4. We should never underestimate ourselves. When the time comes to show our power, we run towards self-empathy. And it is such incidents that keep us away from success. If we want to be successful, we should not underestimate ourselves.

Inspirational quotes

5. One quote that is close to my heart. Life is always what we make it.  Sometimes we easily give up on the things that we really want in our life due to innumerable reasons and as a result, most of the time, it is we who regret giving up rather than fighting to achieve it.

Flying Beast

6. Sometimes, we think about failure so much that we skip many things. Rather than thinking this way, there's always a chance to get success by trying.

LIFE QUOTES

7. We concentrate on others' opinions so much that we end up wasting our time. 

Quotes on life

8. Time is always precious. Spend it wisely.

Help

9. Never let the spirit get down. No matter how many times, we will keep trying till we succeed.

Quotes to inspire

10. Make a habit of taking a break in between when we face disappointment. And use that time to plan the strategy on how to come back and succeed.

Quotes on life

11. Every human has equal potentiality. Sometimes it is we who forget what we are capable of.

Quotes to motivate

12. Life is never the same and it keeps throwing challenges. It is these challenges that make us a hustler. If we avoid taking "risks", we actually keep ourselves away from understanding the real meaning of life.

Life quotes

13.  Ultimately, it's our thoughts that help us to take the best decisions in life. 

Attitude matters

14. Many people like to see the brighter side of others. Always be what we are. We will never hide our flaws.

Success quotes

15. No one is going to stop us. People may give us advice but won't live our life. It's our life. Don't hesitate if we want to start our life again. Sometimes, it's a fresh start that takes us to success.

Success Trending

16. It is our mind that helps in getting out of problems. Therefore peace of mind is very important. Spending 30 minutes every day practicing Yoga can really help in making our day productive and improve our quality of thought.

Life Balance

17. A famous quote from The Nick Vujicic. We often make a long-term plan and while following it we get tired and we lose interest. Instead, we should make our minds work for another day.

Inspirational quotes

18. Losing is actually not a failure if we realize that it helps us to try again in another way.

Quotes from people

19. We won't get success if we don't try one more time after a failure. Everything is in our hands.

Inspirational quotes

20.  As Sun rises every day, it brings new hope to make our dreams possible.

Quotes for happiness


For more latest quotes,


And the concluding words from me: Success is never achieved in the first attempt, for that we will need to keep trying until we get it. Our ATTITUDE matters a lot. 


Let us know what inspired you in the comments. Spread the motivation around by sharing the quotes. And, Never Give Up, Success is Trending. Happy Day!

Journey Of Poor Village Boy Who Became Great Scientist

Biography of Dr APJ Abdul Kalam

Biography of APJ Abdul Kalam and motivational thoughts by APJ Abdul Kalam inspiration

He is referred as the silent man of India, Dr. APJ Abdul Kalam and his life story serves as an inspiration for everyone. Scientist and politician from India made significant contributions to the creation of India's missile and nuclear weapons programs. From 2002 until 2007, he served as India's president. Being writer, APJ Abdul Kalam books are also famous for the reason that he has written his life experience in the books that he has wrote. The special thing about APJ Abdul Kalam is he was a visionary who dreamed about taking country to the new heights of development. APJ Abdul Kalam thoughts and rules of Success by APJ Abdul Kalam are inspiring today's youth in achieving the dream they see. 
Dr. APJ Abdul Kalam birthday is celebrated as World Student's Day. Dr. APJ Abdul Kalam quotes are world famous. After reading Dr. APJ Abdul Kalam life story you will realize the reason why should we admire APJ Abdul Kalam?

Here's the biography of APJ Abdul Kalam. 

Dr. Abdul Kalam, Known professionally as Dr. APJ Abdul Kalam. APJ Abdul Kalam full name is Avul - Pakir Jainulabdeen Abdul Kalam. He was born on 15 October 1931 at Rameswaram in Tamil Nadu. His mother Ashiamma was a housewife, while his father Jainulabdeen Marakayar owned boats and served as the local mosque's imam. Abdul Kalam was the last in his siblings.

He came from a financially, poor background and used to distribute newspapers, to support his family's income. 

Although Kalam's grades in school were just average, teachers praised him for being a bright, diligent student with a strong passion for learning. He worked on his studies for hours, particularly mathematics. He finished his schooling from Rameshwaram elementary school in 1954. Graduated in physics from Saint Joseph's College, Tiruchirappalli, in 1955. He joined the MIT - Madras Institute of Technology and studied Aerospace Engineering. 

Dr. Kalam wanted to be a fighter pilot, but the IAF only had eight slots available, and he was ranked ninth. He was a very straightforward individual who possessed few worldly possessions and amassed a vast library. He was a good-hearted person who lacked showmanship and flying vents.

Abdul Kalam's affection for kids was always evident. As soon as any organized program would end, he would go through the barriers to talk with the kids informally and encourage them to take on challenges. Dr. APJ Abdul Kalam Birthday on October 15 is celebrated as World Student's Day, which honors APJ Abdul Kalam's birthday.

Kalam joined the (DRDO) - Defense Research and Development Organization in 1960 as a scientist after earning his degree from the MIT - Madras Institute of Technology. In the year 1969, Abdul Kalam was transferred to  (ISRO) - the Indian Space Research Organisation and there he worked as the project director for the country's first satellite launch vehicle, the SLV-III, which was successfully launched. A major accomplishment of the Kalam space program, SLV-3 catapulted India into a restricted group of nations having rocket launching capabilities. Following his accomplishment, he was transferred to the DRDO to work on a side project and was appointed as the Director of Defense metallurgical research.

In 1982, he continued to put his expertise in launch vehicles to good use by assembling teams of experts to work on the evolution of missiles. His work resulted in the invention of guided missiles, which enabled the firing of surface-to-surface missiles.

Talking about APJ Abdul Kalam, He had a crucial role in the Pokhran 2 (Pokhran is a village and municipality outside of Jaisalmer city in the Jaisalmer district in the Indian state of Rajasthan, where the Pokhran-II testing were a run of five nuclear bomb explosion tests carried out by India at the Pokhran Test Range of the Indian Army in May 1998. It was India's second nuclear test, after the first one. The primary goal of the tests was accomplished, giving India the ability to produce fission and thermonuclear military equipment having yields of up to 200 kilotons.)

APJ Abdul Kalam on Pokhran 2
Source: Wikipedia 


Dr. APJ Abdul Kalam played important role in the campaign as the technology manager because the DRDO, the Armed Forces, and the Nuclear Establishment were all partners in the project. Kalam's true skill as an engineer and a technologist was in creating and leading new fields.

He was given the title of " The Missile Man of India". This was given for his honest efforts to make India independent in the areas of defense and space exploration. 

For his outstanding contributions to scientific research and the modernization of Indian defense technology, Abdul Kalam received the coveted civilian awards Padma Bhushan in 1981, the Padma Vibhushan in the year 1990, and lastly the Bharat Ratna in 1997.

He was the first person to occupy the coveted position of chief Scientific Advisor to the Indian government from 1999 to 2001. He raised the issue of the necessity to make access to life-saving medical care affordable for the poorest of the poor during this time.

Dr. Kalam assumed the presidency of India in the year 2002, and upon taking office, he also took the charge on the role of supreme commander of the Army, Navy, and Air Force. The title of "people's president" is a result of his tireless efforts and services.

During his duration as president, he dispelled the myth that the president lacks authority and that Improved performance is just a rubber stamp. He refused to approve the office of profit pin.

Dr. Kalam opposed the government's pick-and-choose policy and suggested that the exemption list and the bill be made to serve a more specific purpose. The Union government endeavored to look into sure of the parliamentarians who hold executive positions.

On 25th July 2007, the People's President said goodbye to Rashtrapati Bhavan, but his pursuit did not end there. Dr. Kalam chose to become a teacher to further his ongoing efforts to make India a global force. He began mentoring Young Generation as a visiting lecturer at the Indian Institutes of Technology (IIT) and other reputable schools to carry out his purpose. He was also the Chancellor working at the IISST - Indian Institute of Space Science and Technology.

"When I am dead, don't declare a holiday. Instead, work for a day extra" - These wise statement from Dr. Kalam still resonate true today.

On 27th July 2015, while giving a talk at the IIM - Shillong, he abruptly passed out and was declared dead from a catastrophic cardiac arrest. Dr. Kalam is an accomplished author who has written numerous books.

APJ Abdul Kalam books: In literature, he persuades four columns books, "Wings of Fire, India 2020: A Vision For New Millennium", "Ignited Minds: Unleashing the Power within India" are well-known both in India and among Indians living abroad. Numerous Indian languages have been translated into these publications. His journey began in Rameshwaram and continued via Rashtrapati Bhavan until the moment of his passing.

Though Dr. Kalam is no more among us today, but APJ Abdul Kalam teachings and Dr. APJ Abdul Kalam thoughts on success are inspiring us to make progress in the fields of science, technology, and all other vital areas of life. Below are some of the Dr. apj abdul kalam motivational thoughts and rules of success by APJ Abdul Kalam which can help many of us to makes our dream come true possible. 


Success Thoughts of APJ Abdul Kalam 

1. Dedication & Perseverance 

With Dedication & Perseverance, anything can be achieved!!!

We all have a dream of making an impact on our lives and the world around us. It’s not enough to just want something, though you have to work hard to get it. If you wish to do great things in life, then be aware that many obstacles stand in your way, but they can be overcome with dedication and perseverance! 

Dr. Apj Abdul Kalam


2. Having Great Dreams 

Great dreams of great dreamers are always transcended

Dr. APJ Abdul Kalam motivational thoughts  taught us that dreams are not just something that only other people have but rather they are attainable if you put in the hard work necessary to achieve them!

Dreams can be achieved if you work hard enough at them and keep going even when things get tough or difficult; they cannot be achieved unless we take action towards achieving our goals instead of being afraid of making mistakes or being uncomfortable with change (which happens often). If we want our dreams then we need only take action towards achieving them – no matter how small they may seem at first glance!


3.  You Have to Dream  

You have to dream before your dreams can come true

Dreams are not just thoughts, they are desires. Dreams can be negative or positive, achievable or unrealistic. They can motivate and inspire you, but if you don’t believe in your dream, it won’t come true. If a dream is not achievable then it is useless because nothing worthwhile ever comes from unattainable dreams.

It is important to remember that we have the power within ourselves to make our dreams come true; there are no limits on what seems impossible for us! 

We must realize this potential within ourselves before anything else will happen to us in life - which means believing in yourself first before anyone else does.


4. If you Want Something Badly, Put Your all Efforts into It

Look at the sky. We are not alone. The whole universe is friendly to us and conspires only to give the best to those who dream and work.

 If you desire something bad enough, it will happen to you. You can do anything if you put your mind to it!

Motivating APJ Abdul Kalam thoughts depicts that you need to believe that you are exceptional and different. Since you are unique from other individuals, you do not need to imitate them. We have been socialized to think and behave in ways that conform to the norm, yet this isn't the way to stand apart. You must develop your ability to distinguish yourself from others if you desire to be special and achieve amazing things in life. You have to learn to be authentic.


5. Dreams can make Reality

Scientists dream about doing great things. Engineers do them.

Many great things can happen to you when you dream, but sometimes your dreams can become a reality.

Scientists crave about accomplishing great things, but engineers do them. The difference between scientists and engineers is that scientists don't know how to make their dreams come true, whereas engineers know-how.

Engineers build bridges, skyscrapers, and airplanes; they create machines that change the world around us in ways we never imagined possible before!


6. We All have Equal opportunities to Develop Our Abilities

All of us do not have equal talent, but, all of us have an equal opportunity to develop our abilities.

You are a unique creature, with your own talents and abilities. But, you do not have to be limited by your talent or ability!

You can use these gifts to better yourself, your community, and even the world. Be better dedicated to creating dependable achievements than to running after quick but artificial happiness.


7. Don't be a Slave to Your Emotions 

Don't be a slave to your emotions and Don't be a slave to the opinions of others.

Emotions are not always rational thoughts. They often cause us to make decisions that we later regret; therefore, learning how to control them is important for us not only to feel better but also to function better within society at large!

We live in an age where everyone has opinions about everything; this means that if someone does not agree with yours then they probably won't respect or appreciate anything else about you either because their mind has already been made up before meeting up with yours so there's little room left open for negotiation... which means no matter how much effort was put into preparing yourself beforehand--you might still end up disappointed because things didn't go exactly according to plan anyway."


8. Man Needs his Difficulties  

 Man needs his difficulties because they are necessary to enjoy success.

Difficulties are necessary to enjoy success. We need to learn from our difficulties. We should not let difficulties stop us from achieving our goals and dreams.


9. Educationists should Build the Capacities 

Educationists should build the capacities of the spirit of inquiry, creativity, entrepreneurial and moral leadership among students and become their role model.

Educationists should be the best in their field. They must have a strong desire to serve society by providing quality education to all citizens irrespective of gender or class background. They need to develop innovative ideas that will enable them to reach out to deprived communities through innovative methods like distance learning, web-based learning,etc., thus bringing about social change through education.

They should inspire others through their inspiring words and deeds by setting an example for others through what they do every day - whether it's teaching kids how to read or helping people with disabilities find jobs so they can earn money from their hard work rather than relying on welfare benefits alone."


10. We All can Become a Leader 

We all can become a leader and make a difference if we want it bad enough!

This is one of the most popular success thoughts of APJ Abdul Kalam . According to him, everyone can be a leader. We all can create a difference in our communities, and if you feel you want it so badly enough, you can become an example of success for others. You don’t have to be perfect—you just need to try!

Dr. Kalam says: Be passionate about what you do and enjoy doing it every day, because if you get serious about something and put your mind to it then anything is possible for anyone who wants it bad enough!


Conclusion

why should we admire APJ Abdul Kalam?

The teachings of Dr. Abdul Kalam and Dr. APJ Abdul Kalam thoughts on success are a guide to living life with a purpose. Even after being coming from poor family background, he didn't let his problems win over his dreams. He set an example that you can achieve anything in life if you are desperate for it. You may fail in life but that shouldn't let your courage and your aim fail.

Motivational thoughts by APJ Abdul Kalam inspiration can help you become more conscious and aware of your actions, making them more effective and meaningful for yourself as well as others. Dr. APJ Abdul Kalam quotes are popular in youths.

I would like to thank you for bearing the time to read this article and I hope that what I have shared with you will be useful in your daily life. 

Your opinion matters! Leave them in a comment box. Follow us for more inspiring content and share this article with your loved ones. 

Thanks again for reading!








12 Ways On How To Survive A Recession And Flourish

global recession 2022

Introduction

For some time now, recent global events have been pointing us in the direction of the next great recession in 2022, and economic forecasts indicate that the recession coming next will happen sooner rather than later. This is bad news for many firms, but not all business concepts are susceptible to an economic downturn.

Recession Meaning

A recession is a significant decline in economic activity that is spread across the economy  and that lasts more than a few months."

Are we in a recession? Some solid indicators have reliably predicted the onset of the recession. 

An inverted yield curve and  A reduction in manufacturing jobs have helped economists in recession predictions in the historical recessions including the great recession or the 2008 recession.

What's Recession? Economic recession meaning in layman's terms

During an economic recession two things always happen, firstly the measure of economic output, GDP goes down and the unemployment rate increases. 

What has been different this time is the unemployment rate is down as compared to the great recession of 2008. There are many other factors too that should be considered.

An economic recession begins when businesses lay off workers, leading to people spending less, resulting in fewer profits, which make further layoffs to cut down costs and so on. A recession can begin at any of these points. 

Consumer sentiment and inflation are also key factors that play a very important role as major causes of the recession. Inflation and recession are closely connected. Rising prices of energy can make consumers spend less and save money for essential things which then results in fewer profits and kicks in the recession cycle. 

recession indicators

So what do you feel about the current inflation rate? Would you spend money unnecessarily at this point in time? Let us know in the comments.


Be prepared for a recession or be recession proof

inflation recession
Being recession-proof refers to your company thriving even while other sectors reduce spending or lay off workers. It also entails becoming ready for a downturn. The first step is clearly to start the correct sort of business that can thrive even during a recession or try switching to recession proof businesses. A recession will have an impact on manufacturers and suppliers, thus their prices will be negotiable. Take advantage of this chance to increase your revenue.

People can make significant profits from a business that can weather economic downturns both in good and bad times. Despite all the other financial gloom and doom, some company concepts, like those listed below, stand a great possibility of continuing to flourish regardless of the health of the economy or the stock market.

Even many well-known or historically successful companies were founded amid economic downturns. While Hewlett and Packard began operations during the subsequent recession in the late 1930s, Disney was established at the commencement of the Great Depression in the late 1920s.

Food supplies and retail, health services, child care, repairs and utility services, and financial and accounting services are usually immune to the effects of the recession. You can find recession proof jobs are mostly available in these fields.

You don't need tons of money to prepare for a recession. In fact, you can start with just a few hundred dollars in savings and get by with it. 

recession reddit

12 ways you can financially prepare for a recession

There are lots of things you can do to prepare yourself economically in case there's a recession. Here are some ways to do that:

1. Cut back on spending. 

If you've been living beyond your means and have too many credit cards open, now might be the time to put some limits on those purchases so that you'll be able to afford basic necessities when the money runs out—and so that when the economy recovers, you won't find yourself in debt again!

inflation recession


Save money by cutting back on spending. 

If your budget is full of unnecessary expenses, consider eliminating them entirely or at least lowering their frequency until they're no longer necessary.

Sell things online instead of going into stores (or at least only buy new ones). Sell anything not immediately useful or replaceable—like old clothes—and then use what money remains towards paying off debts instead of buying another item today."


2. Put off big purchases, such as cars and houses, until after the economy rebounds.

During a recession, this is the usual response of many people. Cut back on non-essential and high-value purchases like buying a home and renovations, or a car and taking up travel. This allows you to save money for essential stuff and with these, you can be better off fighting the tough time during the recession.

The cost of raw materials will skyrocket for anybody considering remodeling their kitchen or bathroom. Some building materials, such as timber, steel, gypsum, and copper, have reached record highs this year due to the sky-high demand for house upgrades and supply-chain slowdowns.

Those who want to drive now that the limitations brought on by the epidemic have been relaxed can be stuck at the dealership. Microchips, essential components required for the operation of today's cars, are in low supply, which has reduced the number of new cars available at dealerships around the nation. Even worse is the used-car market.

Additionally, the rapid increase in post-pandemic wanderlust is raising the cost of holidays.

3. Have an emergency fund.

An emergency fund is a savings account that you can access in the event of an unplanned expense. It should be at least three to six months' worth of living expenses, and it should be liquid so you can use it quickly for unexpected bills or other costs. You don't want to put too much into this account; instead, aim for enough money that if something goes wrong (and it will), you won't have to worry about what happens next.


4. Boost your savings.

investing during a recession

Saving is the best way to prepare for a recession. It should be your first line of defense against declining income and job losses, but even if you're not saving enough right now, there are still ways to boost your savings. Here are some tips on how:

Save as much as possible in every area of your life—you can't afford not to be maximizing all the opportunities available when times get tough! You may find that one or two accounts aren't contributing enough toward building up a large enough nest egg for retirement or college tuition; in these situations, it may be worth considering opening an additional account for investing in a recession with different options so that everything grows together instead of separately over time. 

If there isn't enough money left over after paying monthly bills and other expenses each month, then increase both the number of accounts and the amount of money invested per account. Investing during a recession in stocks/bonds has historically proven more lucrative than buying mutual funds later down the road. Pay off high-interest debts first before going into default territory (like credit cards).


5. Keep track of your spending.

Keep track of your spending over time so you're aware of how much money is going out each month in bills—or in debt payments for things like credit cards and student loans. This will help you stay on top of where your cash flow is going so that if there's a downturn in the economy, it won't take effect immediately or cause unexpected hardship later on down the road when paying those debts becomes more difficult because they're larger than expected at first glance (plus interest rates may have risen since then).

A budgeting app can help you track your spending. Many apps allow you to set up a budget and then use the app to monitor your spending. You can also print out a spreadsheet of past bills and receipts, or even buy an old-fashioned notebook with lined pages for tracking your finances in real-time. If you don't want to spend money on an app, try using one of these strategies instead:

  • Use cash instead of plastic bills (or at least only use cash when it's really necessary).

  • Keep a tally of all purchases in one place—on paper or online (on Google Drive or Dropbox). This way, no matter what happens in the future, there will always be proof that this was something I did recently.

economic crash 2022


6. Don't accumulate debt.

  • Don't accumulate debt.

  • Pay off your credit card balances in full every month, and if you don't have the cash to do so, use your credit card for everyday purchases until you can afford to pay it off.

  • If you're carrying student loan debt, try to stay away from getting into more debt as soon as possible—you'll only make things worse if something goes wrong with your job or life situation.

  • If there's any chance at all that your car will be repossessed (or even if it won't), don't buy another car! Instead, find a way around this problem by renting cars whenever possible instead of buying one outright; gas prices are usually higher these days anyway so this might help save money over time as well as keep things simple when it comes down time making payments each month on top of other expenses such as groceries, etc...


7. Stay invested for the long term.

The best way to grow your money is by investing for the long term. This means you should have a diversified portfolio that includes stocks, bonds, and cash.

It's important to keep in mind that you can't predict what will happen in the next few years or even decades. You also can't time the market—you just have to follow your gut and invest based on what feels right for your situation at any given time.


8. Check credit reports often.

You may have a better understanding of your current financial condition by checking your credit history and credit ratings. Checking your credit reports frequently might help you become more aware of what potential lenders could notice. You may also find any erroneous or missing information by checking your credit reports. Click the link below to access free weekly credit reports from www.annualcreditreport.com

REQUEST YOUR FREE CREDIT REPORTS


9. Be aware of your home's value, and prep it for sale.

This is the option to explore last but it's better to know beforehand the value of the property. Before you start thinking about how to survive a "house prices" recession, you must know what your home is worth. If you're not sure what your home is worth, ask an appraiser or contact one of the many online real estate websites that offer free estimates. 

house prices recession


You can also use sites like Zillow and Trulia to get an idea of the current market value of homes in your area. In some cases, these sites may show actual sales prices as well as recent sales trends based on data from other buyers who have recently purchased similar properties nearby—this may give valuable insight into whether or not there's any demand at all for selling your house right now!


10. Get all major home purchases out of the way while you can still get a mortgage.

While you can still get a mortgage, it's important to make sure that you've made all major home purchases before the economy crashes. 

For example, get your first car out of the way while you can still get a mortgage. If you haven't bought your first car yet and see yourself doing so within the next few months or years, it may be wise to put off buying one until after your credit score has improved. You'll also want to save up enough cash for the down payment and other expenses related to getting approved for loans such as auto loans or mortgages (such as paying closing costs). This will ensure that when things start going downhill financially in 2009-2010, there won't be any surprises on top of everything else going wrong!


11. Shop around if you're thinking of refinancing or buying a home during a downturn.

There are some things you should be aware of before refinancing or buying a home. First, shop around to see if rates are going down anywhere near where they're at now. You don't want to get stuck paying more than necessary because you didn't do your research. Second, look at different types of mortgages and loans—for example:

  • A credit card can be used like a checking account if it comes with rewards programs such as cashback and airline miles that can easily be redeemed for gift cards or travel accommodations; however, these types of accounts tend not to have any real interest rate benefits (other than perhaps earning points).

  • A fixed-rate mortgage provides stability by locking in today's interest rate for periods ranging from five years up until 30 years; however, this type tends not to offer much flexibility when it comes time for renewal since there will always be an increase in monthly payments due over time-based on inflationary factors.

 

12. If you have an adjustable-rate mortgage, make sure you have extra cash on hand when the rate adjusts upward.

If you have an adjustable-rate mortgage, make sure you have extra cash on hand when the rate adjusts upward. This is especially important if your current interest rate is low, but it's a good idea for any type of loan.

  • Make sure you have enough cash to pay the higher interest rate—especially if it's just one month from now and not six months from now.

  • Have a plan for how much debt will continue to roll over each year and where that money will come from (such as saving for retirement).

  • Determine if there are other debts with payments coming due before this one does so that they don't pile up while others may still be affordable.

economic collapse 2022

Conclusion

Americans are paying more for almost everything, including housing, food, and petrol. Consumer confidence has reached multi-year lows as a result of wages rising but not quickly enough to keep up with inflation. The Fed is adamant about containing inflationary pressures, some of which are brought on by events beyond its control, such as Russia's conflict in Ukraine. In such a situation, it makes sense to save money and financially prepare for a global recession coming next.

Simple Ways To Get Over Financial Stress In A Crisis

Financial Stress

There are times when you'll find yourself facing financial stress. Financial strain can result from debt, a lack of income, the cost of raising children, or even from being married to a person who doesn't manage money well. 

Often in life a situation comes where an emergency fee comes up unexpectedly, and you don't have the money to cover it as a result, you end up getting effects of financial stress - having anxiety/ stress over lack of enough money. You end up wondering if you can lessen your money anxiety/money stress depression, you'll be able to concentrate on other crucial aspects of your life and unwind in the knowledge that you have a strategy in place to deal with your financial condition and reduce financial stress and overcoming financial stress looks impossible.

Some of the financial stress symptoms when you're dealing with money stress or dealing with financial stress include arguing about money with those that are close to you, withdrawal from other people, remorse for spending money on things that are not necessary, being nervous or worrying a much, difficulty falling asleep, struggling to provide food for your family or yourself. Whereas high impacts of financial stress can cause visible physical symptoms like anxiety, headaches/migraines, weakened immune systems, digestive problems, high blood pressure, muscle pain, heart arrhythmia, depression, and a sense of being overburdened just like other stresses.

Dealing with money stress when you're having financial stress is one of the complex problems in life. Effects of financial stress can lead to many physical and psychological health issues which are extremely serious for the people who are about to fall prey to them. Often people will get into financial stress due to their inability to cope with their daily wages, bills, and other expenses. Financial stress happens when a person doesn't have enough money in their possession to pay his own budget or other bills that he has forgotten due to inflation or unexpected expenses.

The financial burden was brought into everyone's life who was employed by the latest COVID 19 pandemic. People lost their jobs because of the lockdown and other precautions, which caused them to stay at home and had an effect on their monthly income. Numerous people have given up their lives in the struggle to exist without money. 

But now as time passes, financial improvement started slowly and financial things began to look better. 

However, what should you do if nothing changes? 

Financial instability is a common reality for many people, one that can engender worry, anxiety, and a sense of helplessness due to the expiration of government subsidies tied to the pandemic and the rising prices brought on by inflation.

Having a plan to handle financial concerns might help reduce stress, and handle well financial stress management even though worrying doesn't fix many problems. Additionally, the financial rewards of resolving financial issues—paying off debt, increasing savings, and cutting spending—can contribute to a better outlook. 


Here are some ways to deal with financial stress which will help you in reducing your financial stress and regaining financial control.

1. Situations are Temporary 

Overthinking the situation can make you feel distressed. You need to make yourself understand that you are not alone in your financial stress. Many people have experienced similar situations, and they have all found ways to deal with financial stress and get through them and move on with their lives. You may be feeling like you're stuck in a rut right now, but remember that things will get better soon enough.

Remember that the situation will probably be temporary and things will improve eventually, therefore less overthinking on this issue and working out on financial stress management will be helpful.


2. Observe Good Mental Health

Money Stress

Financial difficulties - financial stress and mental health issues can impact your health and wellbeing, particularly if you sense like you are struggling alone. While you could be thrilled for relatives or friends who have received a hike or a new job, if you're having trouble, you might feel ashamed and fear coming across as a buzz kill if you tell others what's going on. The connection link mental financial and health difficulties are true, so it's important to take care of your mental health while attempting to resolve your financial difficulties and reduce financial stress.


3. Prepare a Monthly Budget Plan

The importance of budgeting is always underestimated. Budgeting is one of the multiple useful ways to manage your finances, and it helps you save money in a few different ways. First, it gives you a vision of how extensively funds you're spending on things like food and entertainment. Second, if you stick with a budget for long enough (and aren't too impulsive), then it will help keep track of how much debt or savings there is in your account at any given time so that when bills come due (or if someone needs money), they'll know exactly where to find the funds needed for those obligations. Finally—and perhaps most importantly—budgeting allows us to see where our hard-earned dollars are going so we can make sure they're being spent wisely over time.

A budget is an effective tool for understanding and controlling your spending thereby keeping debt stress away. It might also assist you in saving money and preventing overspending on current expenses, thereby somewhat helping you to not get money stress. Also, when you have a complete view of where your money actually goes each month, you may look for ways to reduce financial stress by rerouting some of it toward the things that are straining your finances.

Begin with your net earnings, which is the monthly sum that you receive after taxes. Enable automatic payments for savings and regular bills. Sign up at your bank's portal to receive alerts when your balance drops below a certain amount. List in all of your expenses, including your mortgage or rent and daily coffee purchases.


4. Take a Break

If you're getting financial stress and depression and making you feel like worrying about your finances makes your heart race and your breathing quicken, subtly pause for a moment and take several slow deep breaths. By doing this, you can break your mental habit of viewing every financial setback as a tragedy.

Even though the future may not look good for you right present, taking a moment to relax and regain your calm will help you mentally get ready to move forward and begin working on the problem. You won't be able to solve your financial issues overnight, but by implementing some of these strategies into your daily routine, you can start moving in the right direction and find ways to reduce financial stress.


5. Get the Most Out of Your Money

Money Stress depression

When times are hard, you could feel like you lack the resources to handle your financial issues. Making the most of your existing revenue is crucial, though. Recognize that little things build up. Sort your expenses into requirements and desires, and then consider how you might cut back on your wants list.


 6. Accept Your Problems

Your initial reaction may be to dismiss that there is indeed a problem and carry on as usual when you are facing financial difficulties. You might feel ashamed to confide in friends and family if you've recently gone through a job loss or other unexpected difficulty.

Handling Financial stress and mental health is difficult, there is no doubt about it, but hiding your head buried in the sand simply causes you to fall further behind. When people want to know how you're doing, be sure, to be honest with them and admit any problems you may be having rather than trying to ignore or minimize them. The majority of us are familiar with that individual who equates whining about personal problems with taking steps to improve them but keep in mind that pretending that you have no difficulties at all can be just as destructive.

Strive to strike a balance between accepting and coming to terms with your circumstances and making changes to your life.


7. Go for a Walk

If the anxiety and fear of your financial situation have you scared and hopeless, try taking a walk. Getting outside and moving your body, especially if you can get out into nature or even just away from city noise, can help improve your brain and give you some energy to work through your problems. 

Walking has been shown to improve mental health and can help you to get out of your chair and see new paths. While no amount of walking will help you find a job or pay off debt, a daily walk can help you keep your problems in perspective and increase your ability to see other options. 


8. Ask for Help

effects of financial stress

Asking for assistance is one of the considerable difficult things when you're already having a hard time, but it can also be a few of the finest methods to improve your situation. If you require assistance, speak with a dependable friend or relative. When we express our feelings instead of holding them inside, solutions or new viewpoints frequently come to mind. Speaking about your problems out loud can provide a sense of relief.

If you don't have somebody you can talk to about your financial issues in your life, think about finding one therapist who assists in providing solutions related to financial problems. They ought to be able to supply resources you weren't aware of and be able to provide helpful advice.


9. Make Simple Plans

Try your best to make sure straightforward when you create a strategy to get through your challenges, whether that involves locating a new job, overcoming debt, looking for measures for getting rid of debt stress, or otherwise changing your life. Thinking too far in advance rather than deciding on and taking the next step might make it simple to overcomplicate tasks like paying off debt or looking for work.

Make the actions you really have to take modest and easily outlined so you can keep moving on from each task to the next and know when you've completed them. Even when development seems to be moving slowly, having the confidence to keep going comes from knowing that you're making an effort to better your life and witnessing the results.


10. Strategize Debt Reduction

One of the leading causes of financial stress is credit card debt. It's costly, and it might also interfere with your financial objectives. A strategy for repaying the debt is the antidote to anxiety. Consider strategy to paying off your bills one by one, focussing on the smallest first) or starting by focusing on the cards with the highest interest rates first.


11. Stop Spending Money on Things that aren't Essential Right now, or That Don't Make You Feel Better or Happier in the Long Run

Dealing with financial stress

To stop wasting money on things that don't make you feel better or happier in the long run, it's important to maintain track of your spending. This can be as simple as tracking how much money you spend each month on gas, food, and other essentials like utilities and clothing. If there are any big discrepancies between what you're spending and what is really necessary for your needs (e.g., a car instead of public transportation), then this could be an opportunity for cutting back on nonessential expenses!

The best way to tell if your expenses are essential or not is by looking at how much money you spend on each item. If a certain item costs more than it should, then you probably don't need it or perhaps there's another way to make that purchase cheaper (e.g., buying used instead of new). The idea here is not only about cutting back on unnecessary spending but also figuring out where else those funds can be better utilized.

You could also try to postpone the purchase to a later day, if you can stay a week or two without that spending, then well it might be not an essential spend and you can do away with it altogether.


12. Chose Friends Cautiously 

Making friends and having them in life is important. But choosing the right people is very important. Lots of financial stress can come from friends who talk about money and never seem to have enough. There are a ton of ways you can avoid making friends like that and make your own friends instead. Choose people who believe in values than just spending money. Make friends with people who have similar goals to yours.


Final Words

Debt money depression


Overcoming Financial Stress

Making your finances the top priority in your life is one method for achieving financial success, but it's not the only way. 

Anyone who has previously experienced financial difficulties and faced financial stress symptoms is likely to recall the sense of helplessness and the conviction that nothing can change for the better. These emotions may make you prefer to wait for your troubles to go away rather than take steps to make things better. Before tackling your financial issues, taking some care to ensure your emotional health is in good shape might speed up your progress.

If you find yourself feeling overwhelmed by anxiety, occurring money stress depression or financial stress and depression, or any other emotions when it reaches your finances, take some time to seek help and resources specifically geared towards dealing with financial stress-related problems. Remember that there are so many ways to define and achieve financial success, and you shouldn't have to sacrifice your mental health while pursuing it.


How to Write a High Quality Blog Post in One Hour

How to Write a High Quality Blog Post


If you are into blogging or writing articles you would already know how important time is. You would want to complete as many articles as possible in a short time. You try to do it and then you would see your article, is not of that quality that anyone would want to read. Every single one of your blog articles should be high-quality material. Never make the mistake of publishing low-quality blog content on your website. You'll taint your readers' perceptions of you, and your reputation will suffer as a result. 


How to write a high-quality blog post in one hour?

To write a quality blog post in 60 minutes you have to follow a systematic approach in which you divide the time between various tasks involved in a blog post. 

Let us see how I do this.

  • So within the first two minutes, I should have the title of my blog post ready. 
  • Next eight minutes research the keywords and the topic to find the information I need. 
  • Another five minutes to write the intro paragraph and the answer paragraph. 
  • More five minutes to get three to five subheadings as outlined in a structured manner. 
  • Once I spend twenty minutes to reach this milestone, I would spend the next thirty minutes writing the fill-in content for the subheadings I made previously. 
  • Finally, I would spend ten minutes adding a full-width image at the top and other supporting images and schedule the blog post.

Some people use AI to speed up this process and decrease the time they spend writing blog posts. While some others use the Pomodoro technique to increase concerntration. This should work where you get distracted easily or where you would need frequent breaks to keep you refreshed. In this case, you would certainly require more time for reviewing the article.

But for me, Blogging is not a boring chore; hence I allow my mind to be free but at the same time follow the timeline. Sometimes I finish my article much earlier within 40 to 50 minutes but on some articles, I take 15 to 30 minutes more beyond the 60-minute target. You could also use a journal to be on track as you write.

Let's break down everything in detail.

Write High Quality Blog Post In 60 Minutes


1. Keep your blog titles ready

There was a time when I looked for topic ideas just before writing the article. This wastes a lot of time. Now I follow a different method. I look for topics when I browse the internet off-time. I note the topics I will write along with some titles ready with the main keyword included so when the timer starts I just need to pick the one which I feel suits the article I am writing. This really helps you to avoid wasting time and also allows you to come out of writer's block.


2. Research to get the information for your article

To complete this step quickly, just find around 2 to 3 sources that are most relevant to the article you are writing by following the below steps. Skim them to get all the relevant points to your mind. Give out 2 to 3 minutes on each source. 

If you're like me, then it's likely that you spend a lot of time doing content research. I mean, who doesn't? But what happens when you run out of links to follow or don't know where to start? This could be a time-consuming step if you don't know how to follow it quickly. 

 

Open your web browser, and type in what you want to know about.

To start, type in what you want to know about. For example, if your article is about a new tech product and you'd like to find out more about it before writing an article on the subject, type in "new technology."

Next, use different keywords and phrases until you find one that works well with your topic. Try searching different combinations of words like: "new technology," "tech products," "best tech products," etc. on Google or Bing.


When you click on the first link that pops up, take a look at the other links on the page. 

Click on them if they're relevant to your topic. Check out the text of the article itself. Is it helpful? What are your thoughts about it? Does it inspire you to learn more? 

If so, see if there are any facts or links in the body text that can help you find more resources. If not, go back and try another search result.

For example, if you're writing an article about how to start a blog and want to get some ideas for content that could be helpful when it comes time to build your own blog, then check out this article on how to start a blog and make money online. It has some great tips for those who want their own blogs without having to pay an expensive designer or developer one by one—and this article has plenty of examples so that readers who aren't familiar with technical stuff can understand what each step means!


When you run out of links to follow, take a moment and write down everything you've learned so far.

  • Write down the questions you still have about the topic.

  • Write down what other resources have been useful for your research and why they are so helpful.

  • Write down any thoughts on those resources or ideas for future research that come to mind.


There's always more to learn - but make sure to take a moment to appreciate what you already know!

Before you dive into your next research project, take a moment to appreciate what you already know.

There's always more to learn - but make sure to take a moment to appreciate what you already know!

Take a break from reading or writing and think about everything that has come before it in terms of research: What have I read? How did it help me learn? Did I gain any new insights as well? If so, how did they work together with other things I've read/done/thought about before this point (and probably after)?


While you write to connect with your audience, you don't need to come as an expert. You could be one of your audience who had the same problem and did some research to find out a solution to fix it and you want to share the solution with others. You could mention the research you did basis on which you can suggest a solution to your audience. But if you know your niche well, this would be a quick and easiest thing to do. At this point, you would already have the subtopics you will cover in your mind.

While it’s important to do your research and make sure you’re giving someone the best possible article, don’t forget to be yourself. If an article doesn’t resonate with you or feels like it lacks authenticity, then it won't make for good content.


3. Write the first paragraph and the answer paragraph

The first paragraph is just 2 to 3 sentences where you are going to set a connection with your audience. The sentence relates your solution to the problem that your audience has. This has to be clear in defining the problem the article is solving. You could also use this as a description of your blog post.

The answer paragraph provides the to-the-point solution in summarized form. This has to be clear and written to evoke interest. This is a point where your user will decide whether to read your article completely or to abandon it and go elsewhere. Make sure you use your main keywords in these paragraphs.


4. Write 3 to 5 subheadings as an outline

As you already know the information you are giving out in step 2 and the summarized version of the solution in step 3. The article is missing details. That is where we require the subheadings to explain the solution in detail and to make it useful to the audience. The articles that rank are usually 2000 words hence we would need more things to include in the article.

It would not take more than 5 minutes to get the outline of your blog post as well as the structure ready. By now you must have already written 500 words of your article. Make sure you make use of relevant keywords in your subheadings. Also, apply relevant headings tags which are usually the h2 and h3 tags.


5. Write fill-in-content for the subheadings

Once you have the subheadings ready you just have to fill in the data. You could explain all the subheadings. It makes it easier as it completely avoids writer's block and also makes it easier for your audience to understand the concepts. 

There is an easier way to do this using Google Docs. You just have to dictate and the Google Docs would type it for you using the Speech to Text engine. You could just copy the text, make the necessary changes and your article would be almost ready.


Your text portion is all ready, now you just have to find the right image and insert it at the top of your blog post. You should also have a couple of supporting images to fill in between the subheadings. Adding images should not take more than 5 minutes. 

Grab some images and save them on your device, run it through compression apps online like TinyPNG and add it to the blog post. Once this is done you just have to read your post and make the required changes and corrections. Finally, schedule or publish your blog post.

Add Images to blog post


Final thoughts

Over time, you will improve. What takes you three hours today may just take you one hour next month or even next week. The key is to stay the course and follow this systemic approach. Implement the tactics, hone your talents, and make positive goals to improve... and you'll notice progress quickly.

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